KPC Smart Money With Kevin and Karin Christ

Investing in the stock market can lead to emotional decisions.  These emotions range from fear to greed. Every investor should know their risk tolerance and follow a solid plan that will keep them from investing mistakes.

What should you look for when you have decided you need a financial/retirement advisor?  Choosing the right advisor for you will depend on what your needs and goals are. There are several criteria to look for in determining if an advisor is right for you.

There are differing opinions on whether term or permanent insurance should be part of a solid financial or retirement plan. We will discuss what these are, how they work, and who are they designed for.

What are the pros and cons of a company 401k?  On this podcast we will look at the basics of employer 401k’s and address some of the confusion on how best to use a 401k to achieve your retirement goals.

When you hear the word annuities, do you have an emotional reaction based on information you may have heard or read?  There are many myths and misinformation surrounding the topic of annuities.  Today we will talk about different types of annuities, how they work, and hopefully give you useful information regarding whether an annuity would…

Does your employer offer a Defined Contribution or Defined Benefit plan?  Listen today to find out what these are and how they work.  We will also talk about Traditional versus ROTH IRA’s.

Do you know what fees you are paying on your investments?  There are up front fees, hidden fees, administration fees, commissions, and other fees.  Sometimes fees are easy to identify, and others are hard.  Listen in today to find out what fees you may be paying.

Most people think of financial planning when they think of preparing for retirement. However, the psychological side of retirement is often overlooked.  When people aren’t mentally prepared for retirement, the change can be harder than it needs to be.

Debt can be a killer to solid financial and retirement planning.  Student loan debt can derail your financial planning.  We will share with you some alternatives to creating a successful career without the burden of large student loans.

Some people are experiencing a mental toll during COVID, and the focus is shifting from the physical illness to the emotional downsides.  There are some positive habits you can form now that you might not have done without this period of uncertainty.